Protection

Whatever your circumstances and stage in life, protection has never been more important.

Family Protection

Family Protection policies are used to either provide a lump sum or a regular income should the policyholder die or be diagnosed with a critical illness.

Mortgage Protection

Mortgage Protection is used to provide a tax free lump sum should the policyholder(s) either die or be diagnosed with a critical illness.

Business Protection

There are many forms of Business Protection. The most common are Key Person Cover, Shareholder or Partnership Protection and Loan Protection

Protection

Whatever your circumstances and stage in life, protection has never been more important.

Protecting yourself and your family is at the forefront of everybody’s mind. Regardless of your circumstance, you will find that there is a protection product available designed to meet your needs and provide peace of mind that you and your family have the most protection available.

Protection policies are underwritten and tailored to your specific needs. These policies can pay out a tax free lump sum or replace an income depending on your needs. As well as providing specific recommendations based on your needs and circumstances, we are also able to provide budget driven recommendations which prioritise the needs that you have within a specified budget.

Our Protection Products

Income Protection

Income Protection is used to provide a monthly income if you are unable to work for a specified period of time. This can be especially useful if you do not receive sick pay through your employer or if you are Self Employed. You can decide how much you would like the policy to pay out per month or you can stick to a specific budget and the policy will pay the maximum income available from the budget you have given.

Mortgage Protection

Mortgage Protection is used to provide a tax free lump sum should the policyholder(s) either die or be diagnosed with a critical illness. Our advisers will provide a recommendation based on the size of your mortgage and the outstanding term. A policy recommended by us will ensure that you have the security of knowing that you have adequate protection for the best possible price. You will then have the knowledge that should anything happen, you will have the security of knowing that your mortgage can be repaid if you choose to.

Family Protection

Family Protection policies are used to either provide a lump sum or a regular income should the policyholder die or be diagnosed with a critical illness. We are able to provide advice on the level of cover required to meet your specific needs and requirements and our recommendations can include Life and Critical Illness policies. Clients like these policies as they are keen to ensure that any plans they had made in relation to providing for their children and family would not be at risk as a result of them either dying or being diagnosed with a critical illness. This would mean that plans such as school/university fees would not be at risk or that your spouse would have extra income to replace the income the household has lost as a result of a claim.

Business Protection

There are many forms of Business Protection. Here are some of the most common:
Key Person Cover: Protect your profits if you lose an employee through death, disability or severe illness.
Shareholder or Partnership Protection: Keep control of your business if a shareholder or partner dies or suffers a severe illness.
Loan Protection: Cover your business loans if a shareholder or business partner dies or suffers a severe illness.

What our clients say

"I had income protection for 7 years with another company. I was made to believe that if I was unable to work due to illness or injury I would be covered for the long term, in fact I would only have been covered for a year. Stuart has set up a new policy that will cover me until retirement, which is exactly what I was looking for. Stuart’s service has been excellent, he came to my house to see me and has been fast and efficient in getting the new policy set up. It is so much better dealing face to face, rather than with a call centre."

Mr Paton - Saltcoats, Ayrshire

Protection Advice

"I have dealt with Kevin one of the partners in this business over the last 10 years. I have always felt that the financial advice given was honest and impartial, and relevant to my needs. Highly recommended."

Andrew - Ayr, Ayrshire

Financial Advice

"The Advice and knowledge you provide makes us feel secure with our investments and would recommend your company to other investors. When we win the lotto your company will be hired as financial consultants!!!"

Mr O’Neill - Greenock

Investment Advice

"I recently engaged Resolute Financial Advisers' services for a review of my personal pension. Over a couple of meetings Stuart Alexander assessed my current circumstances and we discussed my requirements with regards to retiring.
Stuart is very easy to talk to and patient, taking time to explain what was involved in the whole process. In only a couple of weeks my new pension plan was in place and I have the peace of mind that we will meet regularly for reviews."

Ms Sutherland - Glasgow

Pension Review
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Resolute Financial Advisers is a Limited Liability Partnership, Registered in Scotland, No: SO304424. Partners are Stuart Alexander and Kevin Orr. Registered Office: 10 Sullivan Way, Cumnock, KA18 1UH.

Resolute Financial Advisers LLP is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/ under reference 708063.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.